1. Introduction
At The Money Wagon (TMW), your privacy is important to us. Whenever you use our website, mobile app, or interact with our services, we may collect, use, store, and share information about you. This Privacy Policy explains:
- What data we collect and why
- How we use, share, and store your data
- Your rights regarding your personal information
- How you can control your privacy preferences
We aim to give you clear information so you can make informed decisions about your data.
2. About This Policy
This Privacy Policy applies to:
- Visitors to themoneywagon.com
- Users of our mobile app (if any)
- Subscribers to our newsletter or marketing communications
- Individuals participating in surveys, feedback, or other services offered by TMW
We may update this Policy from time to time, especially if we introduce new features, services, or partnerships. Any significant changes will be posted on our website.
3. Your Rights
You have rights under applicable data protection laws, including:
- Right of Access – Request a copy of the personal data we hold about you.
- Right to Rectification – Correct any inaccurate or incomplete personal data.
- Right to Erasure – Request deletion of your personal data, where legally allowed.
- Right to Object – Object to certain uses of your data, including direct marketing.
- Right to Restrict Processing – Ask us to limit how we process your personal data.
- Right to Withdraw Consent – Revoke consent you previously provided.
- Right to Data Portability – Receive a copy of your data in a portable format.
- Right to Lodge a Complaint – Contact us or the relevant data protection authority if you have concerns.
To exercise your rights, contact us at: privacy@themoneywagon.com.
4. Personal Data We Collect
We collect different types of information depending on how you interact with TMW:
4.1. Personal Details
- Name, email, phone number
- Payment and billing details (if any)
4.2. Technical Data
- IP address, browser type, device information, operating system
- App usage data and website activity
4.3. Account & Interaction Data
- Newsletter subscriptions, contact requests, survey responses
- Comments, feedback, and other interactions
4.4. Cookies & Tracking
We use cookies and similar technologies to:
- Remember preferences and settings
- Analyze website usage for improvement
- Provide personalized content and advertisements
Our Cookie Policy explains this in detail.
4.5. Advertising & Affiliates
We use third-party advertising and affiliate services such as:
- Google AdSense: To display relevant ads and measure ad performance. Google may use cookies to personalize ads.
- Amazon Associates Program: We may earn commissions from qualifying purchases via affiliate links.
You can manage or opt out of personalized ads via your device or browser settings.
5. How We Use Your Data
We may use your data for:
- Operating and improving our website and services
- Responding to inquiries and providing support
- Sending newsletters and marketing messages (where consented)
- Analyzing website traffic and user behavior
- Preventing fraud and ensuring website security
- Research and product/service improvement
We only use your data where legally allowed or where you have given consent.
6. Sharing Data With Third Parties
We may share your data with:
- Service providers who help us operate the website or deliver services
- Advertising partners (Google AdSense, Amazon Affiliates)
- Legal authorities, if required by law
- Analytics and research partners to improve services
We do not sell your personal data to third parties.
7. Third-Party Links
Our website may contain links to external websites, including affiliate links. TMW is not responsible for the privacy practices of these sites. Please review their privacy policies separately.
8. Data Security
We implement reasonable technical and organizational measures to protect your data from unauthorized access, disclosure, or destruction. Access to your personal information is limited to authorized personnel only.
9. Data Retention
We retain your personal data only as long as necessary to provide services, meet legal obligations, or resolve disputes. When data is no longer required, it is securely deleted or anonymized.
10. International Data Transfers
If we transfer data outside India or the European Economic Area (EEA), we ensure appropriate safeguards are in place to protect your information.
11. Data Accuracy & Minimization
We strive to keep your information accurate, complete, and up-to-date. We only collect data that is necessary for the purposes outlined in this Policy.
12. Updates to This Policy
We may update this Privacy Policy periodically. The latest version will always be available on themoneywagon.com/privacy-policy. Please check back regularly.
13. Contact Us
For any questions, concerns, or requests regarding your personal data, you can contact our privacy team at:
Email: privacy@themoneywagon.com